Wednesday, August 26, 2009

Cart Before the Horse, or House Before the Car?

I'm riding around on a scooter, and thinking about buying a house. How's that for ironic?? It's come to my attention that I'm "stupid not to buy right now". Which is true - if you can swing it, NOW is definitely the time to purchase a home. So apparently that's what I'm going to do. Well, barring a few minor details. Like, the downpayment. Just a tiny little issue.

There is a real push to get this done right now because of the Federal Housing Tax Credit of $8K if you purchase by the end of November. So I'm looking at condos this evening, and I'm actively trying to find people that are willing to lend money to me. My head is spinning so fast - I already got a preapproval from Jayson, and 35 pages in loan docs. Talk about nuts.

I am VERY excited at the prospect of paying a monthly housing bill that is actually getting me somewhere, but I am insanely nervous about it as well. I will need to rent out the second bedroom wherever I end up. I'm really grateful that Bradley will be able to come with me tonight, I just feel so disjointed. Life just got BIZZEE.

And oh yeah, I suppose there goes the idea of saving for a car - house before the car it is....!!

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